Nowadays, most of the organization are changing to deal the matters with customer through internet. This give an easy way for the organization to simplify the whole process. Our personal information and financial data are store in the web server and all of this is the internet criminal's target. Internet criminal are now becoming smarter and contemptible and we hardly to prevent from stealing.
There are 4 ways to safeguard personal and financial data:
1. Don't be paranoid, but be aware.
"Consumers don't need to be scared, but they need to be cautious and cognizant that there are people on the Internet that will take advantage if they allow them to," Stiles says. If something doesn't seem right, trust your gut.
2. Be cautious about providing your information. Don't give your financial information or personally identifying details to organizations you don't know or haven't dealt with before. "Giving something as simple as date of birth and mother's maiden name can be catastrophic in terms of identity theft," Stiles says. He says it's important to know that personal information can be just as dangerous as financial information.
3. Be careful of the merchants with which you deal.Try to make sure it is a legitimate site; not just a spoof of a real site. Only do business with reputable companies. "If you're in the real world and you're going downtown to go shopping, you're more likely to trust an established store you know using normal payment means," Stiles says. "You probably won't go in the corner alley to the guy telling you you'll get a good deal. When you're dealing with someone you don't know online, that's what you're doing."
4. Keep your eye out for scams. Many people have become familiar with common scams and delete them without hesitation, but now there are more-convincing scam e-mails. People hand over their information and compromise all their financial accounts. If you receive an e-mail from any institution asking for your personal or financial information, even if it appears to come from a place you trust such as eBay do not respond. Instead, pick up the phone and call to verify that information is really needed. Many fake IRS e-mails have been circulating, along with other phishing attempts.
References: http://www.creditcards.com/credit-card-news/safeguard-personal-information-online-1282.php
Besides, installation and use of antivirus and personal firewall software will increase the security of our personal information. Internet user also can use the web browser's internal phishing filter to determine whether it is phishing emails or phishing websites.

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